Karr Law Office Helps You Understand Tax Liens
When you fail to pay your taxes, the government can place a tax lien on your property. We can help you understand and navigate them. This legal claim allows the government to secure the unpaid debt using your assets. They commonly apply to real estate, but they can also affect personal property and financial accounts. Once the government files a lien, it becomes public record and can severely limit your ability to sell or refinance your property.
Tax Liens Damage Your Credit and Restrict Financial Flexibility
Tax liens don’t just tie up your property—they also hurt your financial standing. Lenders often view them as high-risk red flags. As a result, you may struggle to qualify for loans, credit cards, or mortgages. Even after you pay the debt, the lien may continue to affect your credit if not removed properly. Clearing a lien quickly helps you regain financial stability and protect your credit rating.
The IRS or State Tax Agencies Follow a Legal Process Before Filing
Tax authorities follow a set process before filing a lien. First, they assess your tax liability and send you a bill. If you ignore that bill, the agency may issue multiple notices before moving forward with a lien. Once the lien gets properly filed, it attaches to all current and future assets. You can challenge the lien if you believe it’s incorrect, but you must act within strict deadlines. Ignoring notices only makes the problem worse.
You Can Remove or Resolve a Tax Lien Through Several Legal Options
You don’t have to remain stuck with a lien forever. You can pay the full amount, negotiate a payment plan, or apply for lien withdrawal under certain conditions. In some cases, you may qualify for lien subordination, which lets other creditors take priority so you can refinance. Each option carries specific legal requirements. Speaking with an experienced attorney ensures you choose the best path for your situation.
Legal Guidance Protects Your Property and Helps You Avoid Future Liens
Tax liens can feel overwhelming, but you don’t have to face them alone. At Karr Law Office, we help clients understand their options, respond to government notices, and clear liens as efficiently as possible. We also help property owners prevent future liens by reviewing tax obligations and creating payment strategies. If you face a lien or want to protect your assets, schedule a consultation with our office today.
For more on our services, call Karr Law Office in Charleston, WV at (304) 345-3202, or email us at [email protected]. We are happy to fight for you when your property has a tax lien.
